Independent Medicare Advisor
Navigate Medicare With Confidence
Independent, unbiased Medicare guidance from an advisor who puts your health and budget first — not commissions.
Understanding Medicare
Medicare made simple
Part A — Hospital Insurance
Covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care.
Part B — Medical Insurance
Covers outpatient care, doctor visits, preventive services, and medically necessary supplies.
Part C — Medicare Advantage
An alternative to Original Medicare offered by private insurers, often bundling Parts A, B, and D.
Part D — Drug Coverage
Helps cover the cost of prescription drugs, including many recommended shots and vaccines.
How we help
Expert guidance at every stage of your Medicare journey
New Enrollment Guidance
Turning 65 or losing employer coverage? We walk you through every step of the enrollment process so you never miss a deadline or face a penalty.
Learn morePlan Comparison & Selection
We compare Original Medicare, Medicare Advantage, and Medigap options side by side — factoring in your doctors, prescriptions, and budget.
Learn moreAnnual Plan Reviews
Plans change every year. We review your coverage each Open Enrollment period to make sure you're still in the best plan for your needs.
Learn moreClient stories
Real people, real results
I was completely overwhelmed by Medicare until I found McHeimer. They explained everything in plain English and found me a plan that saved me over $200 a month.
Margaret T.
Ohio, age 67
No pressure, no sales pitch — just honest advice. They took the time to understand my situation and recommended exactly what I needed.
Robert K.
Florida, age 65
We've been clients for three years now. Every Open Enrollment they review our plan and make sure we're still getting the best coverage. Truly a trusted advisor.
Carol & James M.
Arizona, age 70
Frequently asked questions
Common Medicare questions, answered
Ready to make sense of Medicare?
Schedule a free, no-obligation consultation and get the clear, honest guidance you deserve.
No cost. No obligation. Ever.